Call: (803) 339-8205

What is life Insurance? What are Living Benefits? How much life insurance do you need? Are you planning to keep your family secure today, tomorrow, and tomorrow? The right personal, life, and health coverage is essential. A proper Life Insurance policy can give you peace of mind, knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. Like every other kind of insurance, life insurance comes in many shapes and sizes (Whole Life Insurance, Term Life Insurance, and Universal Life Insurance, for example.) We can help you understand your options and determine how much and what kind of life insurance is right for you before getting your life insurance quote. Let us help you purchase life insurance to fit your situation.

Quick Contact

Branch Hours:

  • Monday thru Friday: 8:30 am ­ 5:30 pm
  • Evening & Saturday: By appointment only

Located in Baxter Village!
936 Market St.
Suite 202
Fort Mill, SC 29708.

Office Phone: (803) 339-8205
Fax Number: (803) 339-8355

Eric Rickard, CPIA
Errickard@acg.aaa.com

WE DON’T WORK FOR THE INSURANCE COMPANIES, WE WORK FOR YOU!

Life Insurance Resources

New to life insurance and finding it a little confusing? You’re not alone. For many of our clients in Fort Mill and surrounding areas, life insurance can seem complicated, with numerous choices and factors to consider. As your partner throughout the process, AAA Life is here to help make it easier.

Download Life Insurance Checklist

Life Insurance Questions?  We have answers.

What is life Insurance? What are Living Benefits? How much life insurance do you need? Planning to keep your family secure – today tomorrow, and down the road? The right personal, life, and health coverage are essential. A proper Life Insurance policy can give you peace of mind knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. Conveniently located in Fort Mill, SC, Rickard Agency is here to answer any questions you may have.

Like every other kind of insurance, life insurance comes in many shapes and sizes (Whole Life Insurance, Term Life Insurance, and Universal Life Insurance, for example.) We can help you understand your options, and figure out how much and what kind of life insurance is right for you, before getting your life insurance quote. Let us help you purchase life insurance to fit your situation.

Life Insurance Policies AAA Offers:

Life insurance policies come in all shapes and sizes. We here at AAA are committed to putting together the best life insurance policy to accommodate your individual needs. Want a flexible policy? What about policy that stays constant?  Don’t know what you should get? We’re here to help!

Term Life Insurance

AAA Life offers five options of guaranteed level premium coverage: 10, 15, 20, 25, or 30 years! Just select the duration that best fits the length of the time you want coverage to last. Coverage from as low as $50,000 for ages 50 and older and $100,000 for ages 18 to 49.

Return of Premium

What if your term insurance ends and you haven’t had to use any of your coverage? If you add the Return of Premium benefit to your policy and this occurs, you can get your entire premium back at the end of your term.

Whole Life Insurance

Whole life insurance provides permanent protection. Just pay your premiums when due and your coverage is guaranteed to last for a lifetime, regardless of changes to your health. At age 100, your whole life insurance coverage stays in effect with no further premiums required. Your premiums will never increase either!

Universal Life Insurance

Universal Life insurance is designed to provide you with a lifetime of protection, allowing you to meet both your present and future objectives. A Universal Life policy from AAA Life can provide a lifetime of coverage with competitive premium rates and flexibility.

One of the most important features of Universal Life insurance is that it accumulates cash value that can provide much-needed funds in later years. A Universal Life policy allows you access to money to help support a variety of needs throughout your life. For example, use the cash you’ve accumulated to supplement educational expenses or put it towards your retirement. ­

Universal Life insurance is different than Whole Life insurance because, with Universal Life, you can adjust your premiums and other features in order to best accommodate your individual needs.

Rickard Insurance Agency For Your Auto Insurance Needs

Rickard Insurance Agency is a local AAA Insurance office in Fort Mill, SC, and is licensed in North Carolina and South Carolina. AAA Insurance agents are more than just consultants, they are trusted advisors. Eric Rickard, the owner of Rickard Insurance Agency, has been an AAA agent for eleven years and recently celebrated six years as an agency owner.

Convenient Fort Mill Location

Baxter Town Center in Fort Mill, South Carolina
Close to Everything. Less than 20 miles south of Uptown Charlotte

FROM CHARLOTTE
TAKE INTERSTATE 77 SOUTH TO EXIT 85. TURN RIGHT ON HIGHWAY 160.
BAXTER IS ON THE LEFT.

FROM ROCK HILL
TAKE I-77 NORTH TO EXIT 85. TURN LEFT ON HIGHWAY 160.
CROSS OVER I-77. BAXTER IS ON THE LEFT

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Rickard Insurance Agency provides insurance solutions. We offer:

Auto Insurance, Homeowners Insurance, Condo Insurance, Life Insurance, Renters Insurance, Small Business Insurance, Boat Insurance, Golf Cart Insurance, Motorhome Insurance, Mobile Home Insurance, Trailer Insurance, Motorcycle Insurance, Rental Property Insurance, and AAA Memberships.

Insurance is a means of protection from financial loss today and in the future. From customized insurance options to superior claims service, at Rickard Insurance Agency we advise our clients every step of the way.