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Do I Need Uninsured Motorist Coverage?

There is a thought that everyone has to have insurance to operate a motor vehicle, but the sad truth is that there are people out there that don’t always follow the rules. According to the Insurance Research Council, approximately 1 in 8 drivers in the United States is driving with primary coverage. With urban sprawl on the rise and lowered fuel cost more people are on the road, and that could mean disaster for you as an insured if you happen to be involved in an incident with one of those breaking the law and driving without insurance.
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Three Reasons Why Home Insurance Is So Important

Whether you are renting an apartment or purchasing that first home, insurance is necessary to protect your property for a number of reasons. What if there was a fire, or a storm and your home gets damaged? If you have home or renter’s insurance in place then you will have an outlet to help in recovering from your loss. Here are 3 reasons why you need to have a home insurance policy.
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